Up to 95% of purchase price and 100% of your rehab budget, with closings in as little as 5–7 business days. Non-owner occupied investment properties.
Answer four quick questions to see what leverage is available for your deal
Takes less than 2 minutes · No impact on credit score
A Trulo loan agent will reach out shortly. Need it faster? Call 424-600-9395.
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Which financing fits depends on your timeline, the condition of the property, and whether you need renovation capital.
| Feature | Trulo Fix & Flip | Conventional | HELOC | Cash |
|---|---|---|---|---|
| Time to close | 5–7 business days | 30–60 days | 2–4 weeks | Immediate |
| Underwriting focus | ARV and deal strength | Income and credit | Equity in your home | None |
| Term | 6–18 months | 15–30 years | 10–20 year draw | N/A |
| Rehab funded | ✓ Yes, up to 100% | No | Only up to your equity | Out of pocket |
| Distressed property eligible | ✓ Yes | Rarely | N/A | Yes |
| Best for | Distressed deals, fast closes, scaling | Move-in ready, owner-occupied | Small projects, low leverage | One deal at a time |
Six steps, one team, no handoffs. Everything is processed in-house.
Answer a few quick questions about your experience and your deal. We start with a soft credit pull, which does not affect your score.
We go over your numbers together and figure out the fastest path to closing.
Purchase contract, scope of work, and basic borrower info.
Your file moves into underwriting right away and you stay updated every step of the way.
Funds go directly to the title company.
As you complete each phase of the renovation, we help coordinate the inspection and release of funds.
Send us the address, the purchase price, and the rehab budget. We will tell you what can be done with it.
Soft credit pull, no obligation. Same-day scenario review.
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